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date title
15/11/10
referral award  not applied
  Business Banking Regional Mgr (Commercial Mortgages)
Santander
London Area Southwark

Business Banking Regional Mgr (Commercial Mortgages)
The role involves undertaking development of local areas, progressing loan applications from initial enquiry to payout. Submission of cases holds a first stage sign off responsibility, second stage being held at Head Office.

Main duties
• To develop direct and indirect sources of business and obtain local applications for commercial mortgages
• To progress applications from receipt of initial papers, through interview, valuation and financial analysis to submission for approval
• To produce accurate offer letters for sign off to include all appropriate loan conditions
• To manage the application through the legal process to payout
• To maintain and manage a Portfolio of both new and existing Customer Relationship ensuring customer receives a good quality service, maintain risk monitoring and maximise cross sales from bank accounts, Elavon and Insurance.
• Generate a level of Liability from new, existing and directs clients in the form of bank accounts and Saving Schemes.
• To maintain up to date knowledge of market forces/legislation etc relating to specialist properties/businesses

Location: Surrey Quays
Significant travelling will be required
This role will be covering the Surrey and Suffolk area.
Salary Range: £48,200 - £72,300
Qualifications: Bachelors
Other Certification (ACIB or equivalent)
Experience: 10 years +
Languages: English : Speak / Write Fluently
Job-Type: open-ended
Remuneration: 60`000 - 80`000 (Annual salary) EUR
Permit Type: EU National
Region: London Area Southwark
• Comprehensive experience of underwriting commercial mortgages
• Detailed knowledge of the commercial property market, valuation requirements, legal processes, financial analysis and trends
• General banking experience is desirable
• Banking/Financial Services qualifications are preferable (ACIB or equivalent)
• Excellent communication skills
• Experience of negotiating at a senior level
• Self-motivation

Santander is one of the UK's leading personal financial services companies and one of the largest providers of mortgages and savings in the UK.

Santander
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